PM Surya Ghar Muft Bijli Yojana 2026 - Apply Online, Subsidy & Free Electricity
PM Surya Ghar Muft Bijli Yojana is the Government of India scheme that helps households install rooftop solar panels and get up to 300 units of free electricity every month, with a direct subsidy of up to Rs 78,000 credited to your bank account. With electricity bills rising every year, this is one of the most valuable schemes for ordinary Indian families in 2026. Here is the complete guide - subsidy amount, eligibility, documents and step-by-step online application.
What Is PM Surya Ghar Muft Bijli Yojana?
Launched by the Government of India, the scheme aims to install rooftop solar systems in 1 crore households across the country. A homeowner installs solar panels on the roof, generates their own electricity, and the government pays a large part of the cost as a subsidy. Extra power can even be sold back to the grid, turning your roof into a small income source.
Subsidy Amount in 2026 (by System Size)
| Monthly Consumption | Recommended System | Central Subsidy |
|---|---|---|
| 0-150 units | 1-2 kW | Rs 30,000 to Rs 60,000 |
| 150-300 units | 2-3 kW | Rs 60,000 to Rs 78,000 |
| Above 300 units | 3 kW and above | Rs 78,000 (maximum) |
The subsidy is capped at Rs 78,000 even for larger systems. Many states (such as Uttar Pradesh and others) add their own top-up subsidy on top of this central amount, so always check your state DISCOM portal too.
Who Is Eligible
- The applicant must be an Indian citizen who owns the house (with a valid roof).
- The household must have a valid electricity connection in the applicant's name.
- The family should not have already availed any other solar panel subsidy for the same roof.
- A roof strong enough to hold solar panels (most concrete rooftops qualify).
Documents Required
- Aadhaar card
- Latest electricity bill (showing consumer number and your name)
- Bank account passbook (for subsidy transfer)
- Passport-size photograph
- Proof of house ownership / property document
How to Apply Online - Step by Step
- Visit the official portal pmsuryaghar.gov.in.
- Click Apply for Rooftop Solar and register with your state, electricity distribution company (DISCOM) and consumer number.
- Log in using your registered mobile number and OTP.
- Fill the rooftop solar application form and submit.
- Wait for feasibility approval from your DISCOM.
- Once approved, get the system installed by a registered vendor listed on the portal.
- After installation, apply for net metering. The DISCOM inspects and issues a commissioning certificate.
- Submit your bank account and the commissioning certificate on the portal - the subsidy is credited to your account within 30 days.
Benefits of the Scheme
- Up to 300 units of free electricity per month - near-zero power bills.
- One-time subsidy up to Rs 78,000 directly in your bank account.
- Sell surplus electricity back to the grid through net metering.
- Solar panels last 20-25 years, so savings continue for decades.
- Cleaner, greener energy that reduces your carbon footprint.
How Much Can You Save?
A typical 3 kW system generates around 360-450 units a month. If your bill was Rs 2,500-3,000 per month, you could save roughly Rs 25,000-30,000 per year. After subsidy, most families recover their investment in 4-6 years and then enjoy free power for the remaining 15+ years.